Automobile Coverage in the Virgin Islands

Automobile liability insurance in the VI is compulsory and required by law. Therefore, all licensed motor vehicles must carry minimum liability limits to protect against damages caused to third parties in an accident. Our primary goal is to ensure that our clients feel secure under such circumstances and that their insurance coverage is comprehensive and offers the security they expect.

Comprehensive Physical Damage Insurance

This coverage covers you for damages to your vehicle due to windstorm, flood, fire, theft, impact with a bird or animal, or other covered perils. Island Insurance Agency offers a number of deductibles (A deductible is the amount of money, you must pay out of your pocket after a loss before you can collect from your Auto Insurance coverage.) You can opt for a higher deductible in order to lower your premium.

 Collision Insurance

This coverage covers you for damages to your vehicle when it collides with another object, such as a car, truck, or tree. Island Insurance Agency offers a number of deductibles (A deductible is the amount of money you must pay out of your pocket after a loss before you can collect from your auto insurance coverage.) You can opt for a higher deductible in order to lower your premium.

 Uninsured Motorist Protection

This coverage covers you for bodily injury you sustain in an auto accident due to the negligence of an uninsured driver. .
Accidental Death and Dismemberment (AD&D)
This coverage provides indemnification to the insured for loss of life, eyes or limbs

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